The terms you accept by using this site, in plain language.
On this page
The basics
Acceptance
By using this site you agree to these terms. If you do not agree, please do not use the site.
Educational purpose only
This site publishes general educational information. It does not provide investment, tax, or legal advice, and nothing here is a recommendation to buy, sell, or hold any security, to adopt any strategy, or to take any action with a pension, retirement account, or insurance product. Nothing here is an offer or solicitation to provide advisory services. See our disclosures.
No professional relationship
Using this site, downloading a guide, or submitting a form does not create an advisory, fiduciary, attorney-client, or other professional relationship. Such a relationship arises only under a separate written agreement with the applicable firm.
Using the information
Accuracy and currency
We write from primary sources. Even so, retirement, pension, tax, and benefit rules change, and they differ by employer, plan, and tier. Information here may become out of date. Verify anything you intend to act on against your own plan documents, your retirement system, and current law. We make no warranty that the content is complete, accurate, or current.
Third-party links
Links to other sites are provided for convenience. We do not control or endorse their content and are not responsible for it.
Limitation of liability
To the fullest extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, this site or its content.
Intellectual property
Content on this site is owned by us or used with permission and may not be reproduced or redistributed without written consent, except that you may print or save copies for your own personal, non-commercial use.
Administration
Changes
We may update these terms.
Governing law
These terms are governed by the laws of the State of New York.
Questions
Contact
njretirement@rosefinch.us